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Peer-to-Peer Lenders

Peer-to-peer lending is the practice of lending money to individuals anonymously through a third-party company.

Peer-to-peer (P2P), or peer-to-company (P2C) providers do not match individual lenders directly with a borrower. Rather, they enable the lender to invest in a portfolio of consumer loans. In other words, the P2P provider facilitates a platform where investors can finance and earn interest on a portfolio of loans. Borrowers, on the other hand, are given an individual rate based on their credit score and other factors.

P2P lending platforms in Singapore for you to consider:

  • Capital Match

  • CoAssets

  • Funding Societies

  • MoolahSense

  • SeedIn

  • Validus


The peer-to-peer industry is currently quite small but offer competitive interest rates in comparison to mainstream financial institutions.

It is unlikely that the P2P industry will replace the banks or other financial institutions, but by harnessing technology and offering tiered interest rates to borrowers based on their credit scores, P2P providers can provide a convenient alternative to banks and other financial institutions.

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